Loans - Home Equity Loans

Are you looking for the ideal financing source for home improvements, your child's education, a new car or RV? Home equity loans and lines of credit, with their low payments and potential tax deductibility* are the consumer's number one choice for their financing needs. You may borrow up to 100%** of the value of your home, including all liens. There are no origination fees or application fees on any Oregon Federal home equity loan or line of credit. All you pay are third party fees, if required.

On loans below $100,000 you may not need an appraisal. For these requests we may be able to conduct our own evaluation and eliminate the cost of an appraisal. Oregon Federal will do everything possible to reduce costs so that you will receive the best loan possible for your needs. The loan process is fast and easy, too! You may apply online, over the telephone or at any of our seven banking centers. Some requests can be processed during your initial visit while others take just a few days to complete. Either way, service to you is first to us!

*You should consult your tax advisor.
**The terms of your loan or line of credit are based on your creditworthiness and condition of your home.

Merchant Funding Loans

Merchant Funding Loans are quick cash loans to small businesses based on their cash flow and future receivables.  We work with popular merchant funders including Elite, Merchant Funding Network and MCA Merchant.


Home Equity Loans

Home equity loans are ideal for borrowers who expect a single need for a large loan advance. In addition to receiving all the money you need at once, you may select a term of up to 180 months to repay your loan, providing the maximum flexibility to meet your payment needs. Closed-end home equity loans are a sure way to pay for your major expenditures, on the schedule that is right for you and at a payment that you can afford and the fixed interest rate allows you to take advantage of low market rates for the life of your loan.